Toyota Auto Loans in Troy

Suburban Toyota of Troy takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Suburban Toyota of Troy Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Suburban Toyota of Troy can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Welcome to the Suburban Toyota of Troy Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit can qualify for an auto loan. We will work with you to secure a no credit car loan if your situation demands it. Suburban Toyota of Troy has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Suburban Toyota Offers Affordable, Easy Auto Financing for Troy Drivers

A common question that we encounter is "How do I finance a car?" Especially from those who aren't sure of their current credit situation. Some drivers in Troy, Warren MI, Detroit MI, Pontiac MI and Novi MI choose to finance through their bank--for many, that's too much of a hassle and for others, it's not even an option. At Suburban Toyota in Troy, we're here to walk you through every step of finding, financing, and caring for your new Toyota or used car.

With a variety of opportunities for a flexible new Toyota lease plan, a new or used car loan, and great car deals for college students, our team specializes in helping drivers get the best new Camry, Highlander, or Prius without the dread of securing financing. Visit us today at 2100 W Maple Road to explore your options.

Am I Approved for Toyota Financing?

You never know until you try! Qualifying drivers can be pre-approved for financing before even stepping a foot into our Troy Toyota dealership. Not only will this help you to decide how much car you can afford, but you can streamline the process when you're ready to buy.

Financing your new Toyota or used car doesn't have to be stressful. With Suburban Toyota, it can even be fun! If you have questions or concerns about your credit, your financing opportunities, or current incentives, please contact us online or give us a call at 888-711-1560.

  1. Suburban Toyota of Troy

    2100 W Maple Rd
    Troy, MI 48084

    • Sales: 888-253-5596
Loading Map...

Get in Touch

  • Contact our Sales Department at: 888-253-5596
  • Monday9:00 AM - 8:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 6:00 PM
  • Thursday9:00 AM - 8:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday10:00 AM - 4:00 PM
  • SundayClosed